Tampa Bay is hurricane country. When storm damage, water intrusion, or fire damage hits, you need a contractor who understands the insurance restoration process — not just the construction. Jenkins Design & Build handles insurance jobs from the initial damage assessment all the way through final inspection, managing every step so homeowners don't have to navigate it alone.
As a licensed CBC contractor (CBC1264485), Dan's estimates carry real weight with insurance companies. Adjusters know the difference between a licensed general contractor's scope of work and a handyman's list — and they respond accordingly. Dan works directly with adjusters to document damage accurately, submit proper estimates, and ensure the approved scope matches what the repair actually requires.
Insurance restoration is a core service for us — not a side job. We've worked storm damage, water intrusion, and fire restoration projects across Pasco, Pinellas, and Hillsborough Counties. Every job is permitted, inspected, and built to code, so your home is protected the right way and your claim closes clean.
25+
Years of Experience
Top 1%
FL Contractors — BuildZoom
Roof damage, broken windows, water penetration, structural damage from wind and debris — full restoration from tarping and emergency mitigation through final repairs.
Leak damage, flood intrusion, and plumbing failures — we coordinate drying, remediation, and full rebuild so your home is clean, dry, and restored to pre-loss condition.
Fire restoration from demo and debris removal through structural rebuild, drywall, paint, and finish work. Smoke odor and soot remediation coordinated as part of the scope.
Detailed scope of work and line-item estimates prepared by a licensed CBC contractor — the kind of documentation that gets claims approved and supplemented correctly.
Dan communicates directly with your insurance adjuster, attends inspections, answers scope questions, and supplements the claim when the original payout falls short of actual repair costs.
Every structural restoration is permitted and inspected — protecting your home, satisfying your insurer, and ensuring the work passes final inspection without issue.
You file the claim with your insurer, then bring us in before or during the adjuster inspection. Dan assesses the damage, documents everything with photos and a detailed scope of work, and submits a licensed contractor estimate. We work the claim alongside your adjuster to make sure the approved scope covers what the repair actually costs — not a lowball number that leaves you shortchanged.
Yes — this is a key part of what we do. Dan communicates directly with adjusters, attends on-site inspections, and provides the licensed contractor documentation that insurance companies require to process claims correctly. If the initial payout is short, we handle the supplement process to get the scope properly funded.
Yes. Storm damage often hits both — exterior damage from wind and water, interior damage from intrusion. As a CBC-licensed general contractor, Dan handles both sides under a single contract, coordinating all trades so interior and exterior restoration happen on a logical sequence and the project closes clean.
This is common, and we handle it. We submit a supplement to your insurance company with additional documentation — line-item breakdowns, photos, and a licensed contractor's justification for the additional cost. Insurers respond to this kind of professional documentation. We work the supplement until the claim is right, then start the build.
Call us as soon as possible after the damage occurs. Getting a licensed contractor on-site early protects your claim — it establishes accurate documentation before anything changes. Emergency mitigation (tarping, boarding, water extraction) can happen immediately while the insurance process runs in parallel. Don't wait for the claim to be approved before calling us.